There are a few different payment apps out there, but the ones we recommend for Android and iOS are Square Cash and Venmo. Square Cash is great because it uses your debit card number to send money, and Venmo is great because it uses your bank routing number and account number.
There are a number of great free apps available for iPhone and Android devices. Each has its own set of features and limitations, but they all work well enough for most people. ..
Cash App
Cash App is a free app that makes it easy to transfer money between people. Just add your debit card to your account and it will show up in their account immediately. You can also request money from people easily through the app. ..
Cash App is a new way to send money. You get a $Cashtag that anyone with the app can use to send you money. You’ll even get your own unique website (more of a simple profile) where users can visit from a computer and send money directly to you without disclosing any of your personal information.
If you have money in your Cash App account, you can use it free with the included debit card, which is also free and even supports cash-back features. You can also transfer your Cash App funds to your own bank via the account/routing number. ..
You can buy Bitcoin with Cash App. The weekly Bitcoin purchase limit is $10,000, and while that might be a stretch for most people, it’s nice to know the option is there should you get the crypto itch.
Within seven days, you can withdraw up to $2,500 per week. After that, you must verify your social security number and other personal information to raise the limit. You can also use the ATM to withdraw $250 per transaction, $250 per 24 hours, and $1,000 per week. Finally, there is a fee for withdrawing instantly to a bank ($1.25 per withdrawal), but there is no fee for standard withdrawals that take a few days. ..
You can use the Cash App from their website or via the Android or iOS app.
Google Pay
Google Pay is a mobile payment service that uses the Google website or app. It has high limits for large payments, but it’s a decent attempt at the market.
Google Pay is a new way to pay for things online. It works with your Google account and can hold cash in your account so you can decide how much money to disperse to your bank accounts, if you have multiple. Or, you can choose a default account so that any money sent to you goes into your bank immediately (and it usually is immediately).
When you make a payment to someone, either by selecting the contact or entering their email/phone, you have full control over which account the money comes out of: a bank, debit card, or your Google Pay balance. You can also add a memo to the transaction for easier record keeping.
You can use Google Pay to send and request money through the web. You can even sign up for reminders to get alerted when it’s time to send/request money again (like for rent, work, etc.).
Up to $10,000 within seven days: Up to $10,000 Florida residents: Up to $3,000 every 24 hours Transactions over $2,500: Recipient must add a bank account to get the money ..
Google Pay can be used online to pay for goods and services.
PayPal
If you’re looking for a mobile payment app that can handle your international payments, PayPal is a great choice. It’s easy to use and has a lot of features, including the ability to send money to anyone in the world. Plus, like Cash App, PayPal also offers a free debit card so you can easily spend your money without having to worry about bank fees.
The PayPal fees can be confusing, so it’s important to read through them thoroughly. Most people, though, who trade for personal reasons should have no problem using PayPal absolutely free.
With PayPal, you can easily send money to others by just scanning their QR code or by using their PayPal account’s unique address.
The PayPal fees can add up quickly if you’re using the platform to send or receive money. For example, if you’re a credit or debit card user, you may be charged a 2.9% fee if you make a purchase or withdraw cash. Additionally, instant debit cards can have a $5,000 /transaction fee and $15,000 /month fee for PayPal users.
Use PayPal online or from the mobile app to pay for your purchases.
Zelle
Zelle is an app that allows you to transfer money between your bank accounts. Unlike the other apps on this list, Zelle doesn’t have a place where money is held up until you move it again. This means that when someone sends you money, it goes right into your bank account and usually in seconds!
After downloading the app, you must tie your phone number to a bank account number, and from there you can send money to or request money from anyone. If they don’t yet have Zelle, they can add their bank account to the app to accept your transfer or send money to you; there’s a 14-day grace period for cases like this. ..
Zelle is a new, fast and easy way to send money between friends and family. It’s already built-in to some banking apps, but if your bank doesn’t support it, then the app is the only way you can use it. It’s super easy to use, with just a few simple steps. ..
One side note is that you can, if you so choose, set up two Zelle accounts: one using your email address that’s tied to your Zelle-enabled bank, and another with your phone number through the Zelle app. If you have multiple bank accounts that you like to move money between, Zelle will work as your own free wire transferring service!
If you’re looking to transfer money to your Zelle account within a seven day period, you may need to find a bank that does not support the service.
Zelle is a mobile app that lets you easily connect with friends and family.
Facebook Messenger
If you’re looking to send money over Facebook Messenger, the easiest way is probably already there. You don’t even need to pull out your bank information!
To send money to or request money from someone on Facebook, open a new message and use their debit card or PayPal account as the payment method.
You can easily exchange money with friends and family right from your computer or phone.
The PayPal app only works in the US and the UK. You can’t send money to people living in other countries.
Messenger is a messaging app that can be used to get or send money from friends. This can be done through a browser on a computer or with the Android or iOS app. ..
Mezu
Mezu is a new money-sending app that is completely anonymous and lets you send money to anywhere no matter where they live. It also includes a game where you can make money.
How it works:
- Enter how much money you want to send to have the app generate a temporary code.
- Share the code with someone before the time runs out for the money to transfer to their account instantly. No personal details are shared, and you can send quite a bit before reaching limits. ..
You can request money from people, send money to contacts (no code required, but it’s not anonymous), and even create location-based deposits where anyone in the vicinity can drop money into your account without you having to share codes. ..
The game is a way to make money and have some fun. Players can enter the code quickly or slowly, as they please. The faster they enter, the more money they get.
Within seven days, a person can make a single transaction of $499.99 anonymously and another of $1,999.99 with a contact. Withdrawals will cost $2,999.99 for any single withdrawal. ..
Mezu is a mobile-only service that runs on iOS and Android devices. ..